slowing down mortgage credit growth, and that the impact is transmitted mainly through price margins, the same banking channel … euro area Bank Lending Survey to assess the effectiveness of macro-prudential policies in containing credit growth and … house price appreciation in mortgage markets. We find instruments targeting the cost of bank capital most effective in …

We examine the impact of banks' exposure to market liquidity shocks through wholesale funding on their supply of credit … during the financial crisis in the United States. We focus on mortgage lending to minimize the impact of confounding demand … factors that could potentially be large when comparing banks' overall lending across heterogeneous categories of credit. The …

mortgage interest rate leads to a 20 percent decrease in a typical bank's distance to default. Finally, we look at the cross …

We study the characteristics of credit booms in emerging and industrial economies. Macro data show a systematic … relationship between credit booms and economic expansions, rising asset prices, real appreciations and widening external deficits …. Micro data show a strong association between credit booms and leverage ratios, firm values, and banking fragility. We also …

-level data for central and eastern Europe and controlling for the feedback effect of credit growth on bank soundness. No evidence … credit booms supervisors need to carefully monitor the soundness of rapidly expanding banks and stand ready to take ac …

This paper links the current sub-prime mortgage crisis to a decline in lending standards associated with the rapid … expansion of this market. We show that lending standards declined more in areas that experienced larger credit booms and house … declines in lending standards by incumbent banks. Finally, lending standards declined more in areas with higher mortgage …

are experiencing credit booms. This paper analyzes the role of foreign-owned banks in these credit booms. The results show …

a negative shock to banks' capital/assetratio on lending standards, which in turn affect consumer credit, mortgages, and … investment). In addition, our empirical model allows for feedback from spending and income to bank capital adequacy and credit …. Hence, we trace the full credit cycle. An exogenous fall in the bank capital/asset ratio by one percentage poin …

Intro -- Contents -- I. INTRODUCTION -- II. BANK CREDIT AND PROPERTY PRICES -- III. DEFAULT, CREDIT GROWTH, AND ASSET …

In this paper, we analyze credit growth in Sub-Saharan Africa over the past decade focusing on the post-2002 rapid … credit growth in select countries. We develop regression models of the fundamental determinants of bank credit and use them … to examine whether they can fully explain developments in rapid credit growth countries. We then argue that rapid credit …