This paper examines how the growing presence of FinTech firms affects the performance of traditional financial … efforts have proven inadequate to offset the losses associated with increased competition from FinTech firms. Our study also … reveals that various FinTech business models, such as Peer-to-Peer (P2P) lending and Balance Sheet lending, have varying …

The rise of fintech is revolutionizing the financial landscape, with products and companies advancing innovative … investigate the relationship between fintech and economic growth in a panel of 198 countries over the period 2012-2020. This cross …-country approach-utilizing direct measures of fintech and dealing with potential endogeneity-provides interesting empirical insights …

Motivated by its rapid growth, this paper investigates how FinTech activities influence risk taking by financial …-stability hypothesis). Using a curated databased covering over 10,000 FIs and global FinTech activities, we find a robust relationship … whereby greater FinTech presence is associated with heightened risk taking by FIs, offering support for the competition …

Rapid advances in digital technology are revolutionizing the financial landscape. The rise of fintech has the potential … complexity, however, fintech also poses potential systemic risks. In this paper, I use a novel dataset to trace the development … of fintech (excluding cryptocurrencies) and empirically assess its impact on financial stability in a panel of 198 …

Fintech payments leverage large digital platforms to fill gaps in the traditional payment system. They have made great …, the new payment models are exposed to risks in their operating environment. We review the main fintech payment models … (mobile money, internet-based fintech payment, and digital money) and discuss operational and financial risks as well as …

Fintech has become one of the most popular topics among policymakers and experts. It usually comes with the qualifier … "disruptive". Thus, the hype is easy to understand: fintech would upend the financial system due to its disruptive nature, as it … of fintech. Against that background, this paper investigates how those predictions have fared so far. Contrary to …

digital financial inclusion, its impact on gender gaps varies across countries. Moreover, women leaders in the fintech … industry, although growing, remain scarce. This paper explores the interaction between 'women' and 'fintech' by examining: (i …) the role of women leaders on firm-level performance in the fintech industry; and (ii) the determinants of gender gaps in …

This paper examines the role of Fintech in financial inclusion. Using Global Findex data and emerging fintech … indicators, we find that Fintech has a higher positive correlation with digital financial inclusion than traditional measures of … greater use of fintech is significantly associated with a narrowing of the class divide and rural divide but there was no …

Fintech, which delivers financial services digitally, promises to promote financial inclusion and close the gender gap …. Using a novel fintech dataset for 114 economies worldwide, this paper shows that fintech adoption significantly improves … access. Fintech not only increases the number and ratio of female employees in the workforce, but also mitigates financial …