during the financial crisis in the United States. We focus on mortgage lending to minimize the impact of confounding demand … disaggregated data on mortgage applications that we use allows us to study the time variations in banks' decisions to grant mortgage … loans, while controlling for bank, borrower, and regional characteristics. The wealth of data al …

house price appreciation in mortgage markets. We find instruments targeting the cost of bank capital most effective in … euro area Bank Lending Survey to assess the effectiveness of macro-prudential policies in containing credit growth and … slowing down mortgage credit growth, and that the impact is transmitted mainly through price margins, the same banking channel …

mortgage interest rate leads to a 20 percent decrease in a typical bank's distance to default. Finally, we look at the cross …

This paper examines the behavior of bank soundness indicators during episodes of brisk loan growth, using bank …-level data for central and eastern Europe and controlling for the feedback effect of credit growth on bank soundness. No evidence …

This paper links the current sub-prime mortgage crisis to a decline in lending standards associated with the rapid … declines in lending standards by incumbent banks. Finally, lending standards declined more in areas with higher mortgage …

financial conditions in the foreign bank's home country …

This paper documents developments in mortgage credit and the housing sector in Latin America over the past decade, and … compares them with those of other emerging economies. In particular, it examines the real estate and mortgage markets to assess … whether (i) growth in mortgage credit is excessive compared to long-term trends; (ii) trends in house prices reflect changes …

This paper links the current sub-prime mortgage crisis to a decline in lending standards associated with the rapid … declines in lending standards by incumbent banks. Finally, lending standards declined more in areas with higher mortgage …

between market and funding illiquidity increases sharply during the recent period of financial turbulence, and that bank …