Showing 1 - 10 of 435
Intro -- Contents -- I. Introduction -- II. Household Data on Wealth and Consumption -- III. Capital Markets in Europe … and Household Portfolios -- IV. The Life-Cycle Model of Consumption -- V. The Basic Model -- VI. Empirical Results -- VII …
Persistent link: https://www.econbiz.de/10012691071
Intro -- Contents -- I. Introduction -- II. Habit Formation in Household Portfolios -- III. The Model: Multiperiod …
Persistent link: https://www.econbiz.de/10012691187
From 1995 to 2005, the average urban household saving rate in China rose by 7 percentage points, to ¼ of disposable … income. We use household-level data to explain the postponing of consumption despite rapid income growth. Tracing cohorts … demographic groups, although the age-profile of savings has an unusual U-shaped pattern, with saving rates being the highest among …
Persistent link: https://www.econbiz.de/10012677609
INNOVATION AND LIBERALIZATION ON HOME EQUITY WITHDRAWAL ( HEW) AND SAVING -- IV. TRENDS IN HEWAND HOUSEHOLD SAVING ACROSS … COUNTRIES -- V. HOW DOES HEW AFFECT HOUSEHOLD SAVING? -- VI. ECONOMETRIC ANALYSIS -- VII. RECENT EXPERIENCE OF HEW IN AUSTRALIA …
Persistent link: https://www.econbiz.de/10012691040
Intro -- Contents -- I. INTRODUCTION -- II. WHO SAVES IN IRELAND? -- III. ARE HOUSEHOLD SAVINGS AFFECTED BY CAPITAL … GAINS IN HOUSING? -- IV. THE SPECIAL SAVINGS INCENTIVE ACCOUNTS -- V. CONCLUDING REMARKS -- APPENDIX I -- APPENDIX II …
Persistent link: https://www.econbiz.de/10012691166
The paper looks into the puzzle of low household savings in three Southern European (SE3) countries - Cyprus, Greece … household savings in SE3 countries. Quantile regressions employed to analyze saving behavior across the distribution of … households suggest that targeted rather than universal policy intervention could improve household savings, especially of the …
Persistent link: https://www.econbiz.de/10015059250
We argue that the U.S. personal saving rate's long stability (from the 1960s through the early 1980s), subsequent steady decline (1980s - 2007), and recent substantial increase (2008 - 2011) can all be interpreted using a parsimonious 'buffer stock' model of optimal consumption in the presence...
Persistent link: https://www.econbiz.de/10009622528
Economic volatility remains a fact of life in Sub Saharan Africa (SSA). Household-level shocks create large consumption … vulnerability to shocks across household types (e.g. by education, ethnic group, and economic activity) and we quantify the impact … mechanisms, including financial access and transfers. Country characteristics crucially determine which household-level shocks …
Persistent link: https://www.econbiz.de/10014407884
climate mitigation, and the direction of the risk is identified through manual labels. The documented risk premium indicates …
Persistent link: https://www.econbiz.de/10015059379
, and its legacy on sovereign balance sheets, reaffirms the need for strengthening financial risk management. This paper …
Persistent link: https://www.econbiz.de/10009659824