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This paper examines how the growing presence of FinTech firms affects the performance of traditional financial institutions. The findings point to a negative impact on profitability, primarily due to a reduction in interest income and a rise in operational costs. Although established financial...
Persistent link: https://www.econbiz.de/10015058989
financial access faced by the low-income segments of population, this paper presents an analysis of a novel dataset on bank … pricing containing information on fees and charges associated with various banking services—collected as part of the United … the costs of maintaining a bank checking account and conducting a few basic transactions can exceed 5 percent of monthly …
Persistent link: https://www.econbiz.de/10015080260
Intro -- Contents -- I. INTRODUCTION -- II. MODEL SETTING AND CHARACTERISTICS -- III. UNIQUE EQUILIBRIUM CANDIDATE WITH STRATEGIC INTERMEDIATION -- IV. EXISTENCE OF AN EQUILIBRIUM WITH FREE RECONTRACTING OPPORTUNITY -- V. DISCUSSION -- VI. CONCLUDING REMARKS -- REFERENCES -- APPENDIX I. PROOFS...
Persistent link: https://www.econbiz.de/10012691170
banking system. Domestic and external macro-financial variables are found to be closely associated with banking soundness. At …
Persistent link: https://www.econbiz.de/10012677777
The paper assesses the effects of certain institutional factors on financial sector development in Sub- Saharan Africa (SSA). Data Envelopment Analysis (DEA) is applied to determine the extent to which these institutions affect the financial sector, and to suggest which institutions play a more...
Persistent link: https://www.econbiz.de/10012677506
As in other sectors, competition in finance matters for allocative, productive and dynamic efficiency. Theory suggests, however, that unfettered competition is not first best given the special features of finance. I review these analytics and describe how to assess the degree of competition in...
Persistent link: https://www.econbiz.de/10012677735
indices; second, which bank-specific characteristics explain these risk exposures; third, are there clusters of banks with … analysis of bank-to-bank linkages suggests that any 'globalization' of the euro area crisis is likely to be channelled through …
Persistent link: https://www.econbiz.de/10014409425
This paper takes stock of the current state of development of the financial systems in five Central European transition economies (the Czech Republic, Hungary, Poland, the Slovak Republic, and Slovenia) that are also leading EU accession candidates. It presents both a progress report and an...
Persistent link: https://www.econbiz.de/10005248292
concentrated banking systems. We outline research directions aimed at explaining why bank consolidation and conglomeration do not …This paper documents global trends in bank activity, consolidation, internationalization, and financial firm … conglomeration, and explores the extent to which financial firm risk and systemic risk potential in banking are related to …
Persistent link: https://www.econbiz.de/10005253000
This paper suggests a strategy designed to make best use of the available quantitative techniques of financial sector assessment. It incorporates early warning systems, financial sector forecasts, stress tests for systemically important financial institutions, interbank contagion analysis, and...
Persistent link: https://www.econbiz.de/10005263950