Credit affects individuals’ perceptions and experiences of inequality. Having access to credit enables those in lower- and middle-income groups to consume an array of products and services that they otherwise would not be able to afford, thereby taking the edge off discontent. Citizens with...

In developing countries the urbanisation process poses one of the most serious problems, for it creates unemployment, utmost poverty and aggravates the general situation. In this article the case of indonesia is discussed and possible strategies for a future improvement of such a situation are...

The presence of some 4,000 delegates from about 150 countries showed what great interest the Conference on Human Settlements (Habitat) held by the UN in Vancouver from May 31 to June 11, 1976, had evoked in many countries. This conference in Canada which was the largest ever to be arranged by...