these operations. Despite a vast literature on the topic, central bank approaches and practices vary considerably. In this …

financial inclusion in Cambodia. Based on a difference-in-difference analysis on bank and microfinance supervisory data, results …

approaches and prudential considerations in fostering financial innovation and banking sector competition …

be associated with greater resort to informal financial services compared with formal, bank-based access. This highlights …

We analyze how bank profitability impacts financial stability from both theoretical and empirical perspectives. We … first develop a theoretical model of the relationship between bank profitability and financial stability by exploring the … empirical determinants of bank risks and profitability, and how the level and the source of bank profitability affect risks for …

). We use detailed individual-level survey data, combined with key country-level indicators of bank competition and … financial soundness, to study the effect on the adoption of several financial products (bank accounts, credit and debit cards …, and bank loans). We find that more competition tends to increase the probability of access to these financial products. On …