This paper argues that in the European Union (EU) deposit insurance funds are too difficult to use in bank resolution and too easy to use outside resolution. The paper proposes reforms in three areas for the effective management of bank failures of small and medium-sized banks in the European...

This book studies relationship dynamics between National Competent Authorities (NCAs) within two agencies governing the European banking sector: the European Banking Authority and the Single Resolution Board. The analysis centres on NCAs policy preferences and the variety thereof, particularly...

The European experience suggests that the efforts made to achieve an efficient trade-off between monetary policy and prudential supervision ultimately failed. The severity of the global crisis have pushed central banks to explore innovative tools-within or beyond their statutory...

Why did European policy-makers introduce the Banking Union? Which are its main features? How does it affect banks and their customers? This book tries to answer these questions, by providing a clear description of the building blocks of the Banking Union, and by showing that several issues...

In this paper, we discuss whether and how bank lobbying can lead to regulatory capture and have real consequences through an overview of the motivations behind bank lobbying and of recent empirical evidence on the subject. Overall, the findings are consistent with regulatory capture, which...

Geschichtliche Entwicklung des Meldewesens -- Meldewesen für Banken: COREP-Meldungen, FINREP-Meldungen -- Meldewesen für Versicherungen, Pensionskassen: Solvency II -- Ausblick auf zukünftige Entwicklungen und die Harmonisierung des Meldewesens. .

Banks will want to influence the bank regulator to favor their interests, and they typically have the means to do so. It is shown that such ""regulatory capture"" in banking does not imply ineffectual regulation; a ""captured"" regulator may impose very tight, costly prudential requirements to...

Haftungsrelevante Geschäftsleiterpflichten im Kontext der MaRisk -- Anforderungen der CRR an das Risikomanagement als Ergänzung zu den MaRisk -- Grundlagen und Konsequenzen der Finanzinformationenverordnung -- Art und Umfang der Finanzinformationen von Kreditinstituten auf Einzelebene.