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synergies across the layers of the Stack. Until recently, a large share of India's population lacked access to formal banking …We examine how the development of the digital infrastructure known as the 'India Stack'-including an interoperable … of financial services. While each individual component of the India Stack is important, we argue that its key overarching …
Persistent link: https://www.econbiz.de/10012518740
The article is a report of RBI Minister Duvvuri Subbarao on issuesing concerning the G-20 countries and also issues effecting all the countries collectively.
Persistent link: https://www.econbiz.de/10009319335
India’s progress in reducing poverty at the national level masks substantial disparity in the incidence of poverty at … the state level. This paper provides a description of the trends in interstate differences in rural poverty for the period … 1978–97. Key findings are that poverty generally declined in most states over the last twenty years. However, poverty …
Persistent link: https://www.econbiz.de/10014399557
Digital financial services have been a key driver of financial inclusion in recent years. While there is evidence that financial inclusion through traditional services has a positive impact on economic growth, do the same results carry over for digital financial inclusion? What drives digital...
Persistent link: https://www.econbiz.de/10012612325
Interest rate caps, despite their intended objective of broadening financial inclusion, can have undesirable effects on financial inclusion under certain conditions. This paper examines the effect of microfinance-loan interest rate caps on financial inclusion in Cambodia. Based on a...
Persistent link: https://www.econbiz.de/10012604813
Recent advances in digital technology and big data have allowed FinTech (financial technology) lending to emerge as a potentially promising solution to reduce the cost of credit and increase financial inclusion. However, machine learning (ML) methods that lie at the heart of FinTech credit have...
Persistent link: https://www.econbiz.de/10012021979
Financial inclusion is a multidimensional concept and countries have chosen diverse methods of enhancing financial inclusion with varying degrees of results. The heterogeneity of financial inclusion is particularly striking in the Asia-Pacific region as member countries range from those that are...
Persistent link: https://www.econbiz.de/10012102214
income inequality and poverty, except financial liberalization, which tends to exacerbate them. Also, banking sector … fully support the reduction of poverty and income equality …
Persistent link: https://www.econbiz.de/10011434750
region that most relies on informal financial services, and which has the largest uptake of mobile banking. We find robust …
Persistent link: https://www.econbiz.de/10012251399
In this paper we study how competition and financial soundness affect financial inclusion in Sub-Saharan Africa (SSA). We use detailed individual-level survey data, combined with key country-level indicators of bank competition and financial soundness, to study the effect on the adoption of...
Persistent link: https://www.econbiz.de/10011978430