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Mortgage defaults

Hatchondo, Juan Carlos; Martinez, Leonardo; Sanchez, Juan M. - 2012

Persistent link: https://www.econbiz.de/10009423925

Mortgage Defaults

Martinez, Leonardo - 2012

life-cycle profile of home ownership, and the mortgage default rate. The average coefficients that measure the agents …

Persistent link: https://www.econbiz.de/10014396941

Demographics and the housing market : Japan's disappearing cities

Hashimoto, Yūko; Hong, Gee Hee; Zhang, Xiaoxiao - 2020

How does a shrinking population affect the housing market? In this study, drawing on Japan's experience, we find that there exists an asymmetric relationship between housing prices and population change. Due to the durability of housing structures, the decline in housing prices associated with...

Persistent link: https://www.econbiz.de/10012391942

Encouraging formal invoicing and reducing the VAT impact on low-income individuals

Fenochietto, Ricardo; Benítez, Juan Carlos - 2021

This paper analyses and compares two different groups of tools, the first to encourage the use of invoices (or payment systems) and the second to refund the VAT to low-income individuals. The analysis contributes to the existing literature by providing a clear characterization between these two...

Persistent link: https://www.econbiz.de/10012518310

The impact of community based health insurance schemes on out-of-pocket healthcare spending : evidence from Rwanda

Woldemichael, Andinet; Gurara, Daniel Zerfu; Shimeles, Abebe - 2019

Achieving universal health coverage, including financial risk protection and access to quality essential health-care services, is one of the main Sustainable Development Goals. In low-income countries, innovative and affordable health financing systems are key to realize these goals. This paper...

Persistent link: https://www.econbiz.de/10012009384

Economic Growth and Poverty Reduction in Sub-Saharan Africa

Moser, Gary G. - 2001

This study confirms a strong and robust relationship between economic growth and poverty reduction in sub-Saharan Africa. Employing a panel of 46 countries covering the period 1972-97, the analysis finds that a 10 percent increase in per capita GDP leads to a 1 percent increase in life...

Persistent link: https://www.econbiz.de/10014400682

How should we measure city size? : theory and evidence within and across rich and poor countries

Jedwab, Remi; Loungani, Prakash; Yezer, Anthony M. J. - 2019

It is obvious that holding city population constant, differences in cities across the world are enormous. Urban giants in poor countries are not large using measures such as land area, interior space or value of output. These differences are easily reconciled mathematically as population is the...

Persistent link: https://www.econbiz.de/10012103748

Family Attachment and the Decision to Move by Race

Spilimbergo, Antonio - 2002

Blacks in the United States have a lower geographic mobility rates than whites even though they have several characteristics that are usually associated with high rates of mobility: high unemployment, low rate of home ownership, low marriage rate and settlement in areas where unemployment is...

Persistent link: https://www.econbiz.de/10014401361

Banks' liability structure and mortgage lending during the financial crisis

Dagher, Jihad C.; Kazimov, Kazim - 2012

during the financial crisis in the United States. We focus on mortgage lending to minimize the impact of confounding demand … disaggregated data on mortgage applications that we use allows us to study the time variations in banks' decisions to grant mortgage …

Persistent link: https://www.econbiz.de/10009618540

Latin America : vulnerabilities under construction?

Cubeddu, Luis; Tovar, Camilo Ernesto; Tsounta, Evridiki - 2012

This paper documents developments in mortgage credit and the housing sector in Latin America over the past decade, and … compares them with those of other emerging economies. In particular, it examines the real estate and mortgage markets to assess … whether (i) growth in mortgage credit is excessive compared to long-term trends; (ii) trends in house prices reflect changes …

Persistent link: https://www.econbiz.de/10009620961

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