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We examine how the development of the digital infrastructure known as the 'India Stack'-including an interoperable payments system, a universal digital ID, and other features-is delivering on the government's objective to expand the provision of financial services. While each individual...
Persistent link: https://www.econbiz.de/10012518740
financial inclusion in Cambodia. Based on a difference-in-difference analysis on bank and microfinance supervisory data, results …
Persistent link: https://www.econbiz.de/10012604813
We explore the global footprint of Chinese banks and compare it with that of other bank nationalities. Chinese banks … across all bank nationalities, we find that larger distances deter cross-border bank lending to EMDEs more than to AEs. For …
Persistent link: https://www.econbiz.de/10012392600
region that most relies on informal financial services, and which has the largest uptake of mobile banking. We find robust … be associated with greater resort to informal financial services compared with formal, bank-based access. This highlights …
Persistent link: https://www.econbiz.de/10012251399
We examine how bank competition in the run-up to the 2007-2009 crisis affects banks' systemic risk during the crisis …. We then investigate whether this effect is influenced by two key bank characteristics: securitization and bank capital …. Using a sample of the largest listed banks from 15 countries, we find that greater market power at the bank level and higher …
Persistent link: https://www.econbiz.de/10012102090
orientation, pressures on funding models and entity structures could affect the efficiency of capital flows through the bank …
Persistent link: https://www.econbiz.de/10012155182
). We use detailed individual-level survey data, combined with key country-level indicators of bank competition and … financial soundness, to study the effect on the adoption of several financial products (bank accounts, credit and debit cards …, and bank loans). We find that more competition tends to increase the probability of access to these financial products. On …
Persistent link: https://www.econbiz.de/10011978430
Mercosur? The objective of this paper is to answer this question by analyzing changes in bank behavior after crises in the … Mercosur region. To our knowledge, this is the first paper to apply the convergence methodology-which is common in the growth … literature-to post-crisis bank behavior. Using a panel dataset of commercial banks during the period 1990-2006, we analyze the …
Persistent link: https://www.econbiz.de/10014412201
An important role for bank capital is that of a buffer against unexpected losses. As uncertainty about these losses … increases, the theory predicts an increase in the optimal level of bank capital. This paper investigates this implication … reduction in bank capital ratios of slightly over 1 percentage point. However, I also find suggestive evidence that the …
Persistent link: https://www.econbiz.de/10014397543