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Central bank risk management, fintech, and cybersecurity
Khan, Ashraf; Malaika, Majid - 2021
Based on technical assistance to central banks by the IMF's Monetary and Capital Markets Department and Information Technology Department, this paper examines fintech and the related area of cybersecurity from the perspective of central bank risk management. The paper draws on findings from the...
Persistent link: https://www.econbiz.de/10012604809
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The lender of last resort function after the global financial crisis
Dobler, Marc; Gray, Simon; Murphy, Diarmuid; … - 2016
The global financial crisis (GFC) has renewed interest in emergency liquidity support (sometimes referred to as 'Lender of Last Resort') provided by central banks to financial institutions and challenged the traditional way of conducting these operations. Despite a vast literature on the topic,...
Persistent link: https://www.econbiz.de/10011436788
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The role for deposit insurance funds in dealing with failing banks in the European Union
Arda, Atilla; Dobler, Marc - 2022
This paper argues that in the European Union (EU) deposit insurance funds are too difficult to use in bank resolution and too easy to use outside resolution. The paper proposes reforms in three areas for the effective management of bank failures of small and medium-sized banks in the European...
Persistent link: https://www.econbiz.de/10013170606
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Financial inclusion and bank competition in Sub-Saharan Africa
Mengistu, Azanaw; Perez-Saiz, Hector - 2018
In this paper we study how competition and financial soundness affect financial inclusion in Sub-Saharan Africa (SSA). We use detailed individual-level survey data, combined with key country-level indicators of bank competition and financial soundness, to study the effect on the adoption of...
Persistent link: https://www.econbiz.de/10011978430
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Post-Resolution Treatment of Depositors At Failed Banks : Implications for the Severity of Banking Crises, Systemic Risk, and too-Big-To-Fail
Kaufman, George G. - 2001
Losses may accrue to depositors at insolvent banks both at and after the time of official resolution. Losses at resolution occur because of poor closure rules and regulatory forbearance. Losses after resolution occur if depositors'' access to their claims is delayed or ""frozen."" While the...
Persistent link: https://www.econbiz.de/10014403810
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Macroprudential stress tests : a reduced-form approach to quantifying systemic risk losses
Alla, Zineddine; Espinoza, Raphael A.; Li, Qiaoluan H.; … - 2018
We present a novel approach that incorporates individual entity stress testing and losses from systemic risk effects (SE losses) into macroprudential stress testing. SE losses are measured using a reduced-form model to value financial entity assets, conditional on macroeconomic stress and the...
Persistent link: https://www.econbiz.de/10011932566
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The nature of Islamic banking and solvency stress testing : conceptual considerations
Jobst, Andreas A.; Solé López-Pinto, Juan - 2020
This paper provides a conceptual overview of key aspects of the design and implementation of solvency stress testing of Islamic banks. Based on existing regulatory standards and prudential practice, the paper explains how Islamic finance principles and their impact on various risk drivers affect...
Persistent link: https://www.econbiz.de/10012300622
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A behavioral approach to financial supervision, regulation, and central banking
Khan, Ashraf - 2018
This paper describes how behavioral elements are relevant to financial supervision, regulation, and central banking. It …
Persistent link: https://www.econbiz.de/10011905870
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Risk Diversification in the Credit Portfolio : An Overview of Country Practices
Morris, JoAnne - 2001
This paper reviews the rules in place in selected countries to limit risk concentrations in the credit portfolio. The paper focuses on a number of issues suggested by international organizations for countries and bank supervisors to consider in imposing standards for risk diversification in the...
Persistent link: https://www.econbiz.de/10014401441
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Transparency and Ambiguity in Central Bank Safety Net Operations
Enoch, Charles - 1997
To mitigate the risks of contagion from problems arising in the banking sector, many countries operate some form of … banking sector safety net. Such safety nets generally involve a judicious mixture of transparency and ambiguity. This … ambiguity may be important to counter moral hazard effects but may lead to excessive forbearance in the face of banking problems …
Persistent link: https://www.econbiz.de/10014401131