, and total net worth) on consumption. The study uses longitudinal household-level data?from the Panel Study of Income …

-service-to-income ratios, in affecting developments in house prices and credit. We use data on 99 lending standard restrictions implemented in … house prices and credit. However, the impact is delayed and reaches its peak only after three years. In addition, the impact …

as a mechanism for smoothing household consumption following negative aggregate shocks. Our results suggest that mortgage …-constrained households to maintain higher annual consumption growth compared to those non-eligible for the policy. Finally, we find that …

Past studies on the relationship between electricity consumption and temperature have primarily focused on individual … by satellites, night light has a strong linear relationship with electricity consumption and is correlated with both its … extensive and intensive margins. Using night light as a proxy for electricity consumption at the grid level, we find: (1) there …

Using 2011-12 consumption micro-data, we find that nearly one-third of the variation in living standards in India can … be explained by location alone. Consumption levels and locational inequality are positively related. In effect, from an … these findings is the large difference in average consumption levels between rural and urban India and continued divergence …

consumption increased more in economies with higher pre-pandemic e-commerce shares, exacerbating the digital divide across …

Using micro-data from household expenditure surveys, we document the evolution of consumption poverty in the United …

the responsiveness of household consumption to monetary policy shocks in the pre- and post-crisis periods, relating … of household consumption has diminished since the crisis. However, household balance sheets are not the culprit …