synergies across the layers of the Stack. Until recently, a large share of India's population lacked access to formal banking …We examine how the development of the digital infrastructure known as the 'India Stack'-including an interoperable … of financial services. While each individual component of the India Stack is important, we argue that its key overarching …

some elements of instability associated with laissez faire but underdeveloped banking; (b) the 1970s and 1980s that …. Considerable competition has been introduced in the banking sector through new private sector banks, but public sector banks … continue have a dominant share in the market. Contractual savings systems have been improved, but pension funds in India are …

It is widely perceived that competition in the Indian banking sector has increased since the inception of the financial … validity of this claim in the Indian context. The empirical evidence reveals that the Indian banking system operates under …

The large holdings of government securities by banks in India draw attention to their risk as interest rates are at …

This paper revisits the competitive environment of the banking system in Latin America and the Caribbean (LAC) and … approaches and prudential considerations in fostering financial innovation and banking sector competition …