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Filling the gap : digital credit and financial inclusion

Bazarbash, Majid; Beaton, Kimberly - 2020

Can fintech credit fill the credit gap in the consumer and business segments? There are few cross-country studies that … explore this question. Focusing on marketplace lending, an important part of fintech credit, we use data for 109 countries … from 2015 to 2017 to study the relationship between fintech credit to businesses and consumers and various aspects of …

Persistent link: https://www.econbiz.de/10012300655

Borrowing costs and the role of multilateral development banks : evidence from cross-border syndicated bank lending

Gurara, Daniel Zerfu; Presbitero, Andrea; Sarmiento, Miguel - 2018

Cross-border bank lending is a growing source of external finance in developing countries and could play a key role for infrastructure financing. This paper looks at the role of multilateral development banks (MDBs) on the terms of syndicated loan deals, focusing on loan pricing. The results...

Persistent link: https://www.econbiz.de/10011978454

How effective is macroprudential policy? : evidence from lending restriction measures in EU countries

Poghosyan, Tigran - 2019

-service-to-income ratios, in affecting developments in house prices and credit. We use data on 99 lending standard restrictions implemented in … house prices and credit. However, the impact is delayed and reaches its peak only after three years. In addition, the impact …

Persistent link: https://www.econbiz.de/10012009445

Some Microeconomics of Fiscal Deficit Reductions : The Case of Tax Expenditures

International Monetary Fund - 1989

This paper considers the merits of reducing or eliminating some specific tax expenditure measures currently in force in the United States with a view to reducing the federal fiscal deficit. The paper starts from the observation that savings decisions in the United States are distorted and that...

Persistent link: https://www.econbiz.de/10014396455

Microeconomic Implications of Remittances in an Overlapping Generations Model with Altruism and Self-Interest

Melkonyan, Tigran A. - 2008

The paper explicitly models the dynamic strategic aspects of the interaction between the migrant and the remittance-receiving relative(s), with the migrant behaving as a Stackelberg leader. It is also different from other formalizations of remittance behavior in its treatment of the two...

Persistent link: https://www.econbiz.de/10014401824

The impact of the global financial crisis on microfinance and policy implications

Di Bella, Gabriel - 2011

Persistent link: https://www.econbiz.de/10009424875

Is digital financial inclusion unlocking growth?

Khera, Purva; Ng, Stephanie; Ogawa, Sumiko; Sahay, Ratna - 2021

Digital financial services have been a key driver of financial inclusion in recent years. While there is evidence that financial inclusion through traditional services has a positive impact on economic growth, do the same results carry over for digital financial inclusion? What drives digital...

Persistent link: https://www.econbiz.de/10012612325

Financial inclusion : what have we learned so far? : what do we have to learn?

Barajas, Adolfo; Beck, Thorsten; Belhaj, Mohamed; Ben … - 2020

The past two decades have seen a rapid increase in interest in financial inclusion, both from policymakers and researchers. This paper surveys the main findings from the literature, documenting the trends over time and gaps that have arisen across regions, income levels, and gender, among...

Persistent link: https://www.econbiz.de/10012300650

Unlocking access to finance for SMEs : a cross-country analysis

Fouejieu, Armand; Ndoye Faye, Anta; Sydorenko, Tetyana - 2020

sector size and government effectiveness, credit information infrastructure (e.g., credit registries), the business … also shows that improving credit information, economic competition, the business environment along with economic …

Persistent link: https://www.econbiz.de/10012251308

Do remittances enhance financial inclusion in LMICs and in fragile states?

Ben Naceur, Samy; Chami, Ralph; Trabelsi, Mohamed - 2020

This paper explores the relationship between remittances and financial inclusion for a sample of 187 countries over the period 2004-2015, using cross-country as well as dynamic panel GMM regressions. At low levels of remittances-to-GDP, these flows act as a substitute to formal financial...

Persistent link: https://www.econbiz.de/10012251374