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feedback effects to the real economy generated by bank failures. On a cross-section of countries, we find evidence that … suggests that bank supervisors' intervention in bank failures may be positively associated with some aspects of the …
Persistent link: https://www.econbiz.de/10012605133
bank tax, and the U.S. administration has revived its own proposal for such a charge. This paper considers the structure … for taxing bank borrowing, perhaps as an adjunct to minimum capital requirements, at marginal rates that rise quite … higher than those of the bank taxes so far adopted or proposed …
Persistent link: https://www.econbiz.de/10014398310
This paper argues that in the European Union (EU) deposit insurance funds are too difficult to use in bank resolution … and too easy to use outside resolution. The paper proposes reforms in three areas for the effective management of bank …
Persistent link: https://www.econbiz.de/10013170606
that arises in case of resolution or bankruptcy. This net benefit, which may be capitalized into the value of the bank … distress despite increasing encumbrance of the bank’s balance sheet. The benefit is maximized when resolution is initiated …
Persistent link: https://www.econbiz.de/10012667553
Losses may accrue to depositors at insolvent banks both at and after the time of official resolution. Losses at resolution occur because of poor closure rules and regulatory forbearance. Losses after resolution occur if depositors'' access to their claims is delayed or ""frozen."" While the...
Persistent link: https://www.econbiz.de/10014403810
affect the likelihood and the timing of bank recovery. Severe regulatory measures increase both the likelihood of recovery … exit the market due to restructuring mergers. Our results remain intact, thus providing no evidence of ""bad"" bank … timing of recovery. Macroeconomic conditions also matter for bank recovery. Hence, concerted micro- and macro …
Persistent link: https://www.econbiz.de/10014404319
The profound structural reform underway in Eastern Europe has revealed the weakness of the banking sector there; macroeconomic stability and other reforms are thereby threatened. After an overview of recent developments in the banking sectors of these countries, a model is developed that...
Persistent link: https://www.econbiz.de/10014396262
The paper examines the slowdown of lending by large U.S. banks over the period 2007Q3 - 2009Q2, focusing on: (i) whether capital or liquidity was the binding constraint; (ii) factors influencing banks’ decision to hold capital; and (iii) their pricing behavior. Using quarterly data for the...
Persistent link: https://www.econbiz.de/10014402679
Persistent link: https://www.econbiz.de/10009424984
a less efficient allocation of failed banks. Our results provide new insights into the bank resolution process and the …
Persistent link: https://www.econbiz.de/10011763817