This paper revisits the competitive environment of the banking system in Latin America and the Caribbean (LAC) and … approaches and prudential considerations in fostering financial innovation and banking sector competition …

We examine trends in bank competition since the early 2000s. The Lerner index-arguably the most commonly used measure … frequently used indicators of banking sector competition seem much more muted. We show that the significant drop in policy rates …

We examine how bank competition in the run-up to the 2007-2009 crisis affects banks' systemic risk during the crisis …. We then investigate whether this effect is influenced by two key bank characteristics: securitization and bank capital …. Using a sample of the largest listed banks from 15 countries, we find that greater market power at the bank level and higher …

Bank competition can induce excessive risk taking due to risk shifting. This paper tests this hypothesis using micro …

). We use detailed individual-level survey data, combined with key country-level indicators of bank competition and … financial soundness, to study the effect on the adoption of several financial products (bank accounts, credit and debit cards …, and bank loans). We find that more competition tends to increase the probability of access to these financial products. On …

The paper analyzes the relationship between bank competition and stability, with a specific focus on the Middle East … and North Africa. Price competition has a positive effect on bank liquidity, as it induces self-discipline incentives on … banks for the choice of bank funding sources and for the holding of liquid assets. On the other hand, price competition may …