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Is digital financial inclusion unlocking growth?
Khera, Purva; Ng, Stephanie; Ogawa, Sumiko; Sahay, Ratna - 2021
Digital financial services have been a key driver of financial inclusion in recent years. While there is evidence that financial inclusion through traditional services has a positive impact on economic growth, do the same results carry over for digital financial inclusion? What drives digital...
Persistent link: https://www.econbiz.de/10012612325
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Financial inclusion : what have we learned so far? : what do we have to learn?
Barajas, Adolfo; Beck, Thorsten; Belhaj, Mohamed; Ben … - 2020
The past two decades have seen a rapid increase in interest in financial inclusion, both from policymakers and researchers. This paper surveys the main findings from the literature, documenting the trends over time and gaps that have arisen across regions, income levels, and gender, among...
Persistent link: https://www.econbiz.de/10012300650
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Do remittances enhance financial inclusion in LMICs and in fragile states?
Ben Naceur, Samy; Chami, Ralph; Trabelsi, Mohamed - 2020
This paper explores the relationship between remittances and financial inclusion for a sample of 187 countries over the period 2004-2015, using cross-country as well as dynamic panel GMM regressions. At low levels of remittances-to-GDP, these flows act as a substitute to formal financial...
Persistent link: https://www.econbiz.de/10012251374
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Financial inclusion under the microscope
Agarwal, Sumit; Kigabo, Thomas; Minoiu, Camelia; … - 2018
individuals already at commercial banks and only initially receive smaller loans. Our results suggest that the microfinance sector …
Persistent link: https://www.econbiz.de/10011932264
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The financial inclusion landscape in the Asia-Pacific region : a dozen key findings
Jahan, Sarwat; De, Jayendu; Jamaludin, Fazurin; … - 2019
Financial inclusion is a multidimensional concept and countries have chosen diverse methods of enhancing financial inclusion with varying degrees of results. The heterogeneity of financial inclusion is particularly striking in the Asia-Pacific region as member countries range from those that are...
Persistent link: https://www.econbiz.de/10012102214
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Filling the gap : digital credit and financial inclusion
Bazarbash, Majid; Beaton, Kimberly - 2020
Can fintech credit fill the credit gap in the consumer and business segments? There are few cross-country studies that explore this question. Focusing on marketplace lending, an important part of fintech credit, we use data for 109 countries from 2015 to 2017 to study the relationship between...
Persistent link: https://www.econbiz.de/10012300655
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Fintech potential for remittance transfers : a Central America perspective
Bersch, Julia; Clevy, Jean François; Muhammad, Naseem; … - 2021
This paper analyzes the potential for fintech to facilitate cheaper and more efficient remittances, and to enhance financial inclusion in Central America. Digital remittances remain nascent in the region, primarily reflecting behavioral inertia, small cost advantages of digital over traditional...
Persistent link: https://www.econbiz.de/10012610695
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Impact of interest rate cap on financial inclusion in Cambodia
Heng, Dyna; Chea, Serey; Heng, Bomakara - 2021
financial inclusion under certain conditions. This paper examines the effect of microfinance-loan interest rate caps on … financial inclusion in Cambodia. Based on a difference-in-difference analysis on bank and microfinance supervisory data, results … new loans following the introduction of an annual capitolo Microfinance borrowers declined immediately, amid an increase …
Persistent link: https://www.econbiz.de/10012604813
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Is mobile money part of money? : understanding the trends and measurement
Shirono, Kazuko; Das, Bidisha; Fan, Yingjie; Chhabra, Esha - 2021
The rapid uptake of mobile money in recent years has generated new data needs and growing interest in understanding its impact on broad money. This paper reviews mobile money trends using mobile money data from the Financial Access Survey (FAS) and examines the statistical treatment of mobile...
Persistent link: https://www.econbiz.de/10012605686
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Drivers of financial access : the role of macroprudential policies
Deléchat, Corinne; Kiyasseh, Lama; MacDonald, Margaux; … - 2020
This study analyzes the drivers of the use of formal vs. informal financial services in emerging and developing countries using the 2017 Global FINDEX data. In particular, we investigate whether individuals' choice of financial services correlates with macro-financial and macro-structural...
Persistent link: https://www.econbiz.de/10012251399