Showing 1 - 10 of 661
The paper analyzes the effects of informational asymmetries on the market structure of the banking industry in a multi-period model of spatial competition. All lenders face uncertainty with regard to borrowers’ creditworthiness, but, in the process of lending, incumbent banks gather...
Persistent link: https://www.econbiz.de/10014399942
Banks will want to influence the bank regulator to favor their interests, and they typically have the means to do so …
Persistent link: https://www.econbiz.de/10014400538
Persistent link: https://www.econbiz.de/10009488210
In this paper, we discuss whether and how bank lobbying can lead to regulatory capture and have real consequences … through an overview of the motivations behind bank lobbying and of recent empirical evidence on the subject. Overall, the …
Persistent link: https://www.econbiz.de/10012103556
Persistent link: https://www.econbiz.de/10009424798
Persistent link: https://www.econbiz.de/10011281613
The crisis in Europe has underscored the vulnerability of European bank funding models compared to international peers …. This paper studies the drivers behind this fragility and examines the future of bank funding, primarily wholesale, in … possible policy options and bank actions to enhance European bank funding models’ robustness …
Persistent link: https://www.econbiz.de/10012671100
We reconsider the design of welfare-optimal monetary policy when financing frictions impair the supply of bank credit …
Persistent link: https://www.econbiz.de/10012392579
with bank-level data to study the contagion potential of an exogenous shock via credit and funding risks. We find that …-linear function of the combination of network structures and bank-specific characteristics …
Persistent link: https://www.econbiz.de/10012102210
The paper focuses on the impact of diversification on bank performance and how consolidation through mergers and … indigenous banks, as compared to foreign competitors in the ECCU. We then simulate bank mergers both within and across ECCU … countries by combining individual banks' balance sheets. The simulation shows that a typical indigenous bank could better …
Persistent link: https://www.econbiz.de/10011852546