these operations. Despite a vast literature on the topic, central bank approaches and practices vary considerably. In this …

services and was largely reliant on cash for financial transactions. The expansion of mobile-based financial services that …

financial inclusion in Cambodia. Based on a difference-in-difference analysis on bank and microfinance supervisory data, results …

be associated with greater resort to informal financial services compared with formal, bank-based access. This highlights …

We analyze how bank profitability impacts financial stability from both theoretical and empirical perspectives. We … first develop a theoretical model of the relationship between bank profitability and financial stability by exploring the … empirical determinants of bank risks and profitability, and how the level and the source of bank profitability affect risks for …

). We use detailed individual-level survey data, combined with key country-level indicators of bank competition and … financial soundness, to study the effect on the adoption of several financial products (bank accounts, credit and debit cards …, and bank loans). We find that more competition tends to increase the probability of access to these financial products. On …

Cash use in most countries is falling slowly. On the margin, younger adults favor cash substitutes over cash. For older … the demand for cash and why it is falling. Cash use may continue to fall, and card use (the main cash substitute) may fall …

handling potentially contaminated cash. This paper is the first empirical attempt in the literature to investigate whether the … risk of infectious diseases affects demand for physical cash. Since the intensity of cash use may influence the spread of … lowers demand for physical cash, after controlling for macroeconomic, financial, and technological factors. While the …