We analyze how bank profitability impacts financial stability from both theoretical and empirical perspectives. We … first develop a theoretical model of the relationship between bank profitability and financial stability by exploring the … role of non-interest income and retail-oriented business models. We then conduct panel regression analysis to examine the …

This paper studies the transmission of bank capital shocks to loan supply in Indonesia. A series of theoretically … founded dynamic panel data models are estimated and find nonlinear effects of capital on loan growth: the response of weaker … aggregate lending. Likewise, the effects of bank recapitalization on loan growth depend on banks' starting capital positions and …

pronounced when either initial bank capitalization is thin or when monetary policy is tight. Moreover, in the face of credit …. While most of these effects are stronger in crisis times, we find them to operate both in and outside full-blown banking …

We use bank level data to study the efficiency of banks in Sub-Saharan African middle-income countries and provide … possible explanations for the difference in the efficiency levels of banks. We find that banks, on average, could save 20 … and domestic private banks. Among the factors that could affect the efficiency levels are macroeconomic stability, depth …

Cost-efficiency, scale efficiency, and productivity change are estimated by data envelopment analysis; and cost-efficiency …

SSEs work their effects through the intermediaries and estimates such effects using a large banking data panel. The study …This study investigates the relationship between production efficiency in financial intermediation and financial system …, and market concentration affect significantly the production efficiency of financial intermediaries …

This paper examines the case for efficiency-driven banking sector consolidation in Italy, evaluates its potential … gradually recovers, operational efficiency gains are nonetheless needed to restore large parts of the banking system to healthy … profitability. Banking system consolidation can play a role in facilitating such efficiency gains, but its effectiveness is likely …

The paper assesses the degree of banking competition and efficiency in Italy?over time as well as compared to that in … the Italian banking sector has intensified in loan and deposit markets in recent years, but banks still operate in a … highcost, high-income system, particularly with respect to retail/services, and efficiency gains have yet to fully materialize …