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While deregulated financial markets and strong competition are commonly viewed as prerequisites for successful economic …
Persistent link: https://www.econbiz.de/10014400696
bank regulation. We build a structural model in which banks can strategically bunch their assets below regulatory … costs. Using U.S. bank data, we estimate the regulatory costs imposed by the Dodd-Frank Act. Although the estimated …
Persistent link: https://www.econbiz.de/10013170059
The use of collateral has become one of the most widespread risk mitigation techniques. While it brings stabilizing effects to the individual lender we argue that it may exacerbate systemic risk through margin call activation. We show how a liquidity shock to the cash lender may propagate as a...
Persistent link: https://www.econbiz.de/10014397334
Banks will want to influence the bank regulator to favor their interests, and they typically have the means to do so …. It is shown that such ""regulatory capture"" in banking does not imply ineffectual regulation; a ""captured"" regulator …
Persistent link: https://www.econbiz.de/10014400538
In this paper, we discuss whether and how bank lobbying can lead to regulatory capture and have real consequences … through an overview of the motivations behind bank lobbying and of recent empirical evidence on the subject. Overall, the …
Persistent link: https://www.econbiz.de/10012103556
Developing economies can strengthen their financial systems by implementing the main elements of global regulatory reform. But to build an effective prudential framework, they may need to adapt international standards taking into account the sophistication and size of their financial...
Persistent link: https://www.econbiz.de/10012102040
Persistent link: https://www.econbiz.de/10009419817
conditions, and the regulatory environment. We use this model to simulate bank credit losses for stress-testing purposes and to … that can be made to capture country-specific institutional features. The model uses bank portfolio data broken down by risk …
Persistent link: https://www.econbiz.de/10012301885
We use data for more than 2,600 European banks to test whether increased competition causes banks to hold higher … when controlling for the degree of concentration in banking systems, inter-industry competition, characteristics of the …
Persistent link: https://www.econbiz.de/10014399527
rules, supervision, and market discipline-of the bank regulatory framework envisioned by the New Basel Accord (Basel II). It … argues that, especially for developing countries, finding the right balance between regulation, supervision, and market …
Persistent link: https://www.econbiz.de/10014403947