have been reluctant to do so. Provided the market expects a bank to rebuild its buffers, any draw-down will open up a … capital shortfall that will weigh on its share price. Therefore, a bank will only decide to use its buffers if the value …

capital and liquidity regulation on bank-lending following the 2008 financial crisis. We find that U.S. banks reinforce their … bank-retail-and-other-lending-growth for large European banks in the context of deleveraging and the 'credit crunch' in … bank-lending-growth, which supports the need to consider heterogeneous banks' characteristics and behaviors when …

pre-crisis bank behavior, and suggest implications for the optimal design of capital regulation …

convey to bank shareholders when market and credit risk regulatory capital requirements are set using bank internal model … requirements will cause distortions in bank lending behavior …

Whether and to what extent tougher bank regulation weighs on economic growth is an open empirical question. Using data … from 28 manufacturing industries in 50 countries, we explore the extent to which cross-country differences in bank … enterprises. This relationship, however, exists only for bank-based systems and emerging market economies. In the pre …