financial inclusion in Cambodia. Based on a difference-in-difference analysis on bank and microfinance supervisory data, results …

be associated with greater resort to informal financial services compared with formal, bank-based access. This highlights …

). We use detailed individual-level survey data, combined with key country-level indicators of bank competition and … financial soundness, to study the effect on the adoption of several financial products (bank accounts, credit and debit cards …, and bank loans). We find that more competition tends to increase the probability of access to these financial products. On …

We examine how the development of the digital infrastructure known as the 'India Stack'-including an interoperable … of financial services. While each individual component of the India Stack is important, we argue that its key overarching … synergies across the layers of the Stack. Until recently, a large share of India's population lacked access to formal banking …

, such as encouraging banking competition or channeling government payments through bank accounts, play an important role …