We provide empirical evidence to support the calibration of a limit on household indebtedness levels, in the form of a … recent regulation adopted by the National Bank of Romania, limiting the household DSTI at origination to 40 percent for new …

Studies of the empirical relationship between income and mortality often rely on data aggregated by geographic areas … between individual mortality and lifetime income with a large micro data base of current and former retired participants in … death between low and high lifetime income are on the order of two to three years. Income-related mortality differences …

Household savings rates in the United States have recently crept up from all-time lows. Some have suggested that a …, our model predicts that such primary savings will increase, but only temporarily and modestly, as household assets …