In this paper, we discuss whether and how bank lobbying can lead to regulatory capture and have real consequences … through an overview of the motivations behind bank lobbying and of recent empirical evidence on the subject. Overall, the …

Banks will want to influence the bank regulator to favor their interests, and they typically have the means to do so …. It is shown that such ""regulatory capture"" in banking does not imply ineffectual regulation; a ""captured"" regulator …

The paper focuses on the impact of diversification on bank performance and how consolidation through mergers and … indigenous banks, as compared to foreign competitors in the ECCU. We then simulate bank mergers both within and across ECCU … countries by combining individual banks' balance sheets. The simulation shows that a typical indigenous bank could better …

orientation, pressures on funding models and entity structures could affect the efficiency of capital flows through the bank …

This paper argues that in the European Union (EU) deposit insurance funds are too difficult to use in bank resolution … and too easy to use outside resolution. The paper proposes reforms in three areas for the effective management of bank …

Concerns about excessive variability in bank risk weights have prompted their review by regulators. This paper provides …

, and effective regulation. Recent developments suggest that regulatory approaches and their legal foundations need to … augment entity-based regulation with increasing focus on activities and risks as market structure changes. This paper draws on …

bank regulation. We build a structural model in which banks can strategically bunch their assets below regulatory … costs. Using U.S. bank data, we estimate the regulatory costs imposed by the Dodd-Frank Act. Although the estimated …