(SMEs) in the world. The paper provides empirical evidence on the drivers of SME access to finance for a large sample of … sector size and government effectiveness, credit information infrastructure (e.g., credit registries), the business … also shows that improving credit information, economic competition, the business environment along with economic …

countries with higher SME financial inclusion exhibit more effective monetary policy transmission and tax collection. Second, we … find substantial employment and labor productivity growth gains at the firm level from access to credit, gains that are … higher for SMEs. We also obtain evidence of a substantial positive impact on SME employment and labor productivity growth …

from a developing country, we show that the program significantly increased access to credit, particularly in less … developed areas. This effect is driven by the newly set-up credit cooperatives (U-SACCOs), which grant loans to previously … individuals already at commercial banks and only initially receive smaller loans. Our results suggest that the microfinance sector …

Can fintech credit fill the credit gap in the consumer and business segments? There are few cross-country studies that … explore this question. Focusing on marketplace lending, an important part of fintech credit, we use data for 109 countries … from 2015 to 2017 to study the relationship between fintech credit to businesses and consumers and various aspects of …

in credit growth, as microfinance institutions targeted larger borrowers at the expense of smaller ones. Microfinance … financial inclusion under certain conditions. This paper examines the effect of microfinance-loan interest rate caps on … financial inclusion in Cambodia. Based on a difference-in-difference analysis on bank and microfinance supervisory data, results …