digital payments and the entry of a range of competitors including fintech and bigtech firms …

financial inclusion. There is no clear evidence that fintech developments have supported greater financial inclusion in LAC … fintech. However, fintech development seems to have accelerated in the wake of the COVID-19 pandemic and with the support of …

Recent advances in digital technology and big data have allowed FinTech (financial technology) lending to emerge as a …) methods that lie at the heart of FinTech credit have remained largely a black box for the nontechnical audience. This paper … challenges in credit risk analysis. FinTech credit has the potential to enhance financial inclusion and outperform traditional …

This paper analyzes the potential for fintech to facilitate cheaper and more efficient remittances, and to enhance … alliances between traditional and fintech operators, digital remittances can further reduce transaction costs and reach those … remote, low-income households in a timely and secure manner. A meaningful expansion of fintech remittances necessitates an …

across regions, income levels, and gender, among others. It points out that structural, as well as policy-related, factors …