Narrow search
Showing 1 - 10 of 320
Cover Image
Is digital financial inclusion unlocking growth?
Khera, Purva; Ng, Stephanie; Ogawa, Sumiko; Sahay, Ratna - 2021
financial inclusion. These findings are then used to help inform policy recommendations in areas related to the digitization of …
Persistent link: https://www.econbiz.de/10012612325
Cover Image
India's approach to open banking : some implications for financial inclusion
Carrière-Swallow, Yan; Haksar, Vikram; Patnam, Manasa - 2021
We examine how the development of the digital infrastructure known as the 'India Stack'-including an interoperable … of financial services. While each individual component of the India Stack is important, we argue that its key overarching … synergies across the layers of the Stack. Until recently, a large share of India's population lacked access to formal banking …
Persistent link: https://www.econbiz.de/10012518740
Cover Image
Fintech and financial inclusion in Latin America and the Caribbean
Gershenson, Dmitry; Herrera, Luis; Lambert, Frederic; … - 2021
Despite some improvement since 2011, Latin America and the Caribbean continue to lag behind other regions in terms of financial inclusion. There is no clear evidence that fintech developments have supported greater financial inclusion in LAC, contrary to what has been observed elsewhere in the...
Persistent link: https://www.econbiz.de/10012796812
Cover Image
Quantum computing and the financial system : spooky action at a distance?
Deodoro, Jose; Gorbanyov, Michael; Malaika, Majid; … - 2021
The era of quantum computing is about to begin, with profound implications for the global economy and the financial system. Rapid development of quantum computing brings both benefits and risks. Quantum computers can revolutionize industries and fields that require significant computing power,...
Persistent link: https://www.econbiz.de/10012518899
Cover Image
Fintech potential for remittance transfers : a Central America perspective
Bersch, Julia; Clevy, Jean François; Muhammad, Naseem; … - 2021
This paper analyzes the potential for fintech to facilitate cheaper and more efficient remittances, and to enhance financial inclusion in Central America. Digital remittances remain nascent in the region, primarily reflecting behavioral inertia, small cost advantages of digital over traditional...
Persistent link: https://www.econbiz.de/10012610695
Cover Image
Central bank risk management, fintech, and cybersecurity
Khan, Ashraf; Malaika, Majid - 2021
Based on technical assistance to central banks by the IMF's Monetary and Capital Markets Department and Information Technology Department, this paper examines fintech and the related area of cybersecurity from the perspective of central bank risk management. The paper draws on findings from the...
Persistent link: https://www.econbiz.de/10012604809
Cover Image
Can fintech foster competition in the banking system in Latin America and the Caribbean?
Suchanan Tambunlertchai; Bejar, Pablo; Ishi, Kotaro; … - 2021
This paper revisits the competitive environment of the banking system in Latin America and the Caribbean (LAC) and investigates the early impact of fintech development in the region thus far. Against the backdrop of high net interest margins (NIMs) and limited financial depth in the region,...
Persistent link: https://www.econbiz.de/10012605062
Cover Image
Is mobile money part of money? : understanding the trends and measurement
Shirono, Kazuko; Das, Bidisha; Fan, Yingjie; Chhabra, Esha - 2021
The rapid uptake of mobile money in recent years has generated new data needs and growing interest in understanding its impact on broad money. This paper reviews mobile money trends using mobile money data from the Financial Access Survey (FAS) and examines the statistical treatment of mobile...
Persistent link: https://www.econbiz.de/10012605686
Cover Image
Fintech in Europe : promises and threats
Baba, Chikako; Batog, Cristina; Flores, Enrique; … - 2020
Europe's high pre-existing level of financial development can partly account for the relatively smaller reach of fintech payment and lending activities compared to some other regions. But fintech activity is growing rapidly. Digital payment schemes are expanding within countries, although...
Persistent link: https://www.econbiz.de/10012392562
Cover Image
The real effects of mobile money : evidence from a large-scale fintech expansion
Patnam, Manasa; Yao, Weijia - 2020
outcomes in India using granular data on transactions from Paytm, one of the largest mobile money service provider in India …
Persistent link: https://www.econbiz.de/10012299387