credit supplied. This paper identifies a range of factors that could lower spreads in the Kyrgyz Republic: more competition …, higher capital, lower credit risk, larger loan size, lower deposit rates and external funding costs, as well as a stronger …

This paper studies episodes in which aggregate bank credit contracts alongside expanding economic activity-credit …--on average, they occur every five years. By comparison, banking crises take place every eight years on average. Credit reversals …

Adequate loan classification practices are an essential part of a sound and effective credit risk-management process in … a bank. Failure to identify deterioration in credit quality in a timely manner can aggravate and prolong the problem …

in extending this type of financing. Although banks are the most important providers of credit, they do not seem to offer …

This paper exploits the Financial Accounts of the United States to derive long time series of bank and nonbank credit … cycle, (ii) recessions and recoveries, and (iii) systemic financial crises. We find that bank and nonbank credit exhibit … different dynamics throughout the business cycle. This diverging cyclical behavior of output and bank and nonbank credit argues …

-service-to-income ratios, in affecting developments in house prices and credit. We use data on 99 lending standard restrictions implemented in … house prices and credit. However, the impact is delayed and reaches its peak only after three years. In addition, the impact …

We explore empirically how the time-varying allocation of credit across firms with heterogeneous credit quality matters … credit allocation, captured by Greenwood and Hanson (2013)'s ISS indicator, helps predict downside risks to GDP growth and … systemic banking crises, two to three years ahead. Our analysis indicates that the riskiness of credit allocation is both a …