This paper studies episodes in which aggregate bank credit contracts alongside expanding economic activity-credit …--on average, they occur every five years. By comparison, banking crises take place every eight years on average. Credit reversals …

a bank. Failure to identify deterioration in credit quality in a timely manner can aggravate and prolong the problem …Adequate loan classification practices are an essential part of a sound and effective credit risk-management process in …

This paper studies the relationship between banks' holdings of domestic sovereign securities and credit growth to the … lower credit growth to the private sector and with a higher return on assets of the banking sector. Analysis suggests that … the negative relationship between banks' claims on the government and private sector credit growth mainly reflects a …

supply factors, both for the whole 1993-2010 period and during periods of financial instability. Using bank-level panel data …This paper analyses the effect of asset prices on credit growth in France and tries to disentangle credit demand and … period, but without credit supply factors being singled out. By contrast, housing price growth has a significant effect …

We examine how the cost of corporate credit varies around fiscal consolidations aimed at reducing government debt …

are experiencing credit booms. This paper analyzes the role of foreign-owned banks in these credit booms. The results show … financial conditions in the foreign bank''s home country …

This paper studies the transmission of bank capital shocks to loan supply in Indonesia. A series of theoretically … founded dynamic panel data models are estimated and find nonlinear effects of capital on loan growth: the response of weaker … aggregate lending. Likewise, the effects of bank recapitalization on loan growth depend on banks' starting capital positions and …

credit supplied. This paper identifies a range of factors that could lower spreads in the Kyrgyz Republic: more competition …, higher capital, lower credit risk, larger loan size, lower deposit rates and external funding costs, as well as a stronger …

, securitized loans might be of lower credit quality than otherwise similar nonsecuritized loans. We assess the effect of … securitization activity on loans' relative credit quality employing a uniquely detailed dataset from the euro-denominated syndicated … loan market. We find that, at issuance, banks do not seem to select and securitize loans of lower credit quality. Following …

higher capital requirements have a short-lived, negative impact on bank credit in Peru, although this effect becomes …This paper offers novel evidence on the impact of raising bank capital requirements in the context of an emerging … market: Peru. Using quarterly bank-level data and exploiting the adoption of bank-specific capital buffers, we find that …