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Banks are usually better informed on the loans they originate than other financial intermediaries. As a result … securitization activity on loans' relative credit quality employing a uniquely detailed dataset from the euro-denominated syndicated … loan market. We find that, at issuance, banks do not seem to select and securitize loans of lower credit quality. Following …
Persistent link: https://www.econbiz.de/10011715634
We examine how bank competition in the run-up to the 2007-2009 crisis affects banks' systemic risk during the crisis …. We then investigate whether this effect is influenced by two key bank characteristics: securitization and bank capital …. Using a sample of the largest listed banks from 15 countries, we find that greater market power at the bank level and higher …
Persistent link: https://www.econbiz.de/10012102090
In this paper, we discuss whether and how bank lobbying can lead to regulatory capture and have real consequences … through an overview of the motivations behind bank lobbying and of recent empirical evidence on the subject. Overall, the … banks in the early 2000s propelled the financial system and the economy into crisis. While these findings should not be …
Persistent link: https://www.econbiz.de/10012103556
Persistent link: https://www.econbiz.de/10010233734
Persistent link: https://www.econbiz.de/10010388739
global perspective. At the same time, collateral requirements applied by banks are onerous and also constrain the quantity of … legal framework. Lower operating costs appear critical to reduce relatively higher spreads for small and medium-sized banks …
Persistent link: https://www.econbiz.de/10012302053
Determinants of bank-level credit growth in Saudi Arabia are investigated by applying a panel approach to data spanning … 2000-15. Strong bank balance sheet conditions, economic activity, and oil prices support bank lending. Reduced bank … concentration appears to have helped. Lending remained robust in 2015 despite oil prices having declined, helped by strong bank …
Persistent link: https://www.econbiz.de/10011716587
in extending this type of financing. Although banks are the most important providers of credit, they do not seem to offer …
Persistent link: https://www.econbiz.de/10011671079
Using data collected from pan-African banks' (PABs), balance sheets and other sources (Orbis, Fitch), this study … identifies some key patterns of cross-border investment in bank subsidiaries by key banking groups in sub-Saharan Africa (SSA …
Persistent link: https://www.econbiz.de/10012102113
This paper studies the impact of declining oil prices on banks in sub-Saharan African oil-exporting countries. Results … indicate that banks respond differently to an oil shock depending on their ownership: (i) domestic banks are the most adversely … impacted and experience a deterioration in asset quality and liquidity; (ii) foreign-owned banks are the most resilient as they …
Persistent link: https://www.econbiz.de/10012102206