digital payments and the entry of a range of competitors including fintech and bigtech firms …

financial inclusion. There is no clear evidence that fintech developments have supported greater financial inclusion in LAC … fintech. However, fintech development seems to have accelerated in the wake of the COVID-19 pandemic and with the support of …

Motivated by the world-wide surge of FinTech lending, we analyze the implications of lenders' information technology … adoption for financial stability. We estimate bank-level intensity of IT adoption before the global financial crisis using a … novel dataset that provides information on hardware used in US commercial bank branches after mapping them to their parent …

investigates the early impact of fintech development in the region thus far. Against the backdrop of high net interest margins …. Difference-in-difference regressions and case studies on Brazil and Mexico suggest that fintech is associated with a reduction in …

compromising the security of mobile banking, e-commerce, fintech, digital currencies, and Internet information exchange. While the …

This paper analyzes the potential for fintech to facilitate cheaper and more efficient remittances, and to enhance … alliances between traditional and fintech operators, digital remittances can further reduce transaction costs and reach those … remote, low-income households in a timely and secure manner. A meaningful expansion of fintech remittances necessitates an …

Technology Department, this paper examines fintech and the related area of cybersecurity from the perspective of central bank … examples of central bank risks related to fintech and cybersecurity. The paper highlights that fintech- and cybersecurity …