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financial inclusion in Cambodia. Based on a difference-in-difference analysis on bank and microfinance supervisory data, results …
Persistent link: https://www.econbiz.de/10012604813
characteristics. We start our analysis on middle and low-income countries, and then zoom in on sub-Saharan Africa, currently the … be associated with greater resort to informal financial services compared with formal, bank-based access. This highlights …
Persistent link: https://www.econbiz.de/10012251399
In this paper we study how competition and financial soundness affect financial inclusion in Sub-Saharan Africa (SSA …). We use detailed individual-level survey data, combined with key country-level indicators of bank competition and … financial soundness, to study the effect on the adoption of several financial products (bank accounts, credit and debit cards …
Persistent link: https://www.econbiz.de/10011978430
This paper analyzes the potential for fintech to facilitate cheaper and more efficient remittances, and to enhance financial inclusion in Central America. Digital remittances remain nascent in the region, primarily reflecting behavioral inertia, small cost advantages of digital over traditional...
Persistent link: https://www.econbiz.de/10012610695
Digital financial services have been a key driver of financial inclusion in recent years. While there is evidence that financial inclusion through traditional services has a positive impact on economic growth, do the same results carry over for digital financial inclusion? What drives digital...
Persistent link: https://www.econbiz.de/10012612325
The rapid uptake of mobile money in recent years has generated new data needs and growing interest in understanding its impact on broad money. This paper reviews mobile money trends using mobile money data from the Financial Access Survey (FAS) and examines the statistical treatment of mobile...
Persistent link: https://www.econbiz.de/10012605686
, such as encouraging banking competition or channeling government payments through bank accounts, play an important role …
Persistent link: https://www.econbiz.de/10012300650
Financial inclusion is a multidimensional concept and countries have chosen diverse methods of enhancing financial inclusion with varying degrees of results. The heterogeneity of financial inclusion is particularly striking in the Asia-Pacific region as member countries range from those that are...
Persistent link: https://www.econbiz.de/10012102214
, while raising formal household bank savings and allowing for more intermediation, at high levels of remittance-to-GDP …
Persistent link: https://www.econbiz.de/10012251374
We examine the impact of a large-scale microcredit expansion program on financial access and the transition of previously unbanked borrowers to commercial banks. Using administrative micro-data covering the universe of loans to individuals from a developing country, we show that the program...
Persistent link: https://www.econbiz.de/10011932264