This paper studies the relationship between banks' holdings of domestic sovereign securities and credit growth to the … lower credit growth to the private sector and with a higher return on assets of the banking sector. Analysis suggests that … the negative relationship between banks' claims on the government and private sector credit growth mainly reflects a …

This paper studies episodes in which aggregate bank credit contracts alongside expanding economic activity-credit …--on average, they occur every five years. By comparison, banking crises take place every eight years on average. Credit reversals …

We examine how bank competition in the run-up to the 2007-2009 crisis affects banks' systemic risk during the crisis … exacerbates the effects of market power on the systemic dimension of bank risk, while capitalization partially mitigates its …. We then investigate whether this effect is influenced by two key bank characteristics: securitization and bank capital …

are able to improve asset quality and attract deposits but at the same time, they decelerate credit growth; in contrast …, (iii) Pan-African Banks help stabilize overall credit but large banks in that segment experience reduced asset quality …. These differentiated results suggest a tradeoff between maintaining credit growth and safeguarding financial stability in an …

firms in the non-financial sector. It finds that bank competition has an overall positive effect on firm creation. However …, consistent with theories of banking arguing that competition may reduce the availability of credit to informationally opaque … firms, it also finds that asymmetric information limits the overall positive effect of bank competition on firm creation …

The paper analyzes the relationship between bank competition and stability, with a specific focus on the Middle East … and North Africa. Price competition has a positive effect on bank liquidity, as it induces self-discipline incentives on … banks for the choice of bank funding sources and for the holding of liquid assets. On the other hand, price competition may …

are experiencing credit booms. This paper analyzes the role of foreign-owned banks in these credit booms. The results show … financial conditions in the foreign bank''s home country …