Showing 1 - 10 of 771
, harmonizing arrangements for bank and thrift holding companies, and bringing into the net a few systemic nonbank financial groups …
Persistent link: https://www.econbiz.de/10014403220
It is widely perceived that competition in the Indian banking sector has increased since the inception of the financial … competitive conditions and earns revenues as if under monopolistic competition …
Persistent link: https://www.econbiz.de/10014400691
, there is no trade-off between bank competition and stability, and bank competition fosters the willingness of banks to lend …) predicts a negative relationship between banks'' risk of failure and concentration, indicating a trade-off between competition … can predict a negative relationship between concentration and bank loan-to-asset ratios, and a nonmonotonic relationship …
Persistent link: https://www.econbiz.de/10014399669
essential ingredients of models of bank competition …This study reinvestigates the theoretical relationship between competition in banking and banks'' exposure to risk of … failure. There is a large existing literature that concludes that when banks are confronted with increased competition, they …
Persistent link: https://www.econbiz.de/10014403877
Banks will want to influence the bank regulator to favor their interests, and they typically have the means to do so …. It is shown that such ""regulatory capture"" in banking does not imply ineffectual regulation; a ""captured"" regulator …
Persistent link: https://www.econbiz.de/10014400538
The paper examines the slowdown of lending by large U.S. banks over the period 2007Q3 - 2009Q2, focusing on: (i) whether capital or liquidity was the binding constraint; (ii) factors influencing banks’ decision to hold capital; and (iii) their pricing behavior. Using quarterly data for the...
Persistent link: https://www.econbiz.de/10014402679
, and effective regulation. Recent developments suggest that regulatory approaches and their legal foundations need to … augment entity-based regulation with increasing focus on activities and risks as market structure changes. This paper draws on …
Persistent link: https://www.econbiz.de/10012251408
In this paper, we discuss whether and how bank lobbying can lead to regulatory capture and have real consequences … through an overview of the motivations behind bank lobbying and of recent empirical evidence on the subject. Overall, the …
Persistent link: https://www.econbiz.de/10012103556
Persistent link: https://www.econbiz.de/10009424798
Bank competition can induce excessive risk taking due to risk shifting. This paper tests this hypothesis using micro …
Persistent link: https://www.econbiz.de/10011878684