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discipline bank behavior. By controlling for a more comprehensive set of risk/return factors, the study improves upon …
Persistent link: https://www.econbiz.de/10014401447
The scramble to expand deposit guarantees in Europe in response to recent financial turmoil confirms that the on-going integration of European financial markets requires closer coordination of prudential policies and financial safety nets. We study the optimal design of prudential supervision...
Persistent link: https://www.econbiz.de/10014401736
). We use detailed individual-level survey data, combined with key country-level indicators of bank competition and …, and bank loans). We find that more competition tends to increase the probability of access to these financial products. On …In this paper we study how competition and financial soundness affect financial inclusion in Sub-Saharan Africa (SSA …
Persistent link: https://www.econbiz.de/10011978430
We examine how bank competition in the run-up to the 2007-2009 crisis affects banks' systemic risk during the crisis …. We then investigate whether this effect is influenced by two key bank characteristics: securitization and bank capital …. Using a sample of the largest listed banks from 15 countries, we find that greater market power at the bank level and higher …
Persistent link: https://www.econbiz.de/10012102090
Bank competition can induce excessive risk taking due to risk shifting. This paper tests this hypothesis using micro …
Persistent link: https://www.econbiz.de/10011878684
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It is widely perceived that competition in the Indian banking sector has increased since the inception of the financial … competitive conditions and earns revenues as if under monopolistic competition …
Persistent link: https://www.econbiz.de/10014400691
This paper assesses the degree of bank competition and discusses efficiency with regard to banks'' financial …
Persistent link: https://www.econbiz.de/10014401037