financial inclusion in Cambodia. Based on a difference-in-difference analysis on bank and microfinance supervisory data, results …

region that most relies on informal financial services, and which has the largest uptake of mobile banking. We find robust … be associated with greater resort to informal financial services compared with formal, bank-based access. This highlights …

). We use detailed individual-level survey data, combined with key country-level indicators of bank competition and … financial soundness, to study the effect on the adoption of several financial products (bank accounts, credit and debit cards …, and bank loans). We find that more competition tends to increase the probability of access to these financial products. On …

compromising the security of mobile banking, e-commerce, fintech, digital currencies, and Internet information exchange. While the …

Technology Department, this paper examines fintech and the related area of cybersecurity from the perspective of central bank … examples of central bank risks related to fintech and cybersecurity. The paper highlights that fintech- and cybersecurity …

money is captured in the banking system and thus in the calculation of broad money. However, in cases where mobile network … operators (MNOs) act as niche financial intermediaries outside the banking regulatory perimeter and are allowed to invest their … customer funds in sovereign securities and other permitted assets, mobile money liabilities may remain outside the banking …

, such as encouraging banking competition or channeling government payments through bank accounts, play an important role …

, while raising formal household bank savings and allowing for more intermediation, at high levels of remittance-to-GDP …