digital payments and the entry of a range of competitors including fintech and bigtech firms …

investigates the early impact of fintech development in the region thus far. Against the backdrop of high net interest margins …. Difference-in-difference regressions and case studies on Brazil and Mexico suggest that fintech is associated with a reduction in … approaches and prudential considerations in fostering financial innovation and banking sector competition …

Recent advances in digital technology and big data have allowed FinTech (financial technology) lending to emerge as a …) methods that lie at the heart of FinTech credit have remained largely a black box for the nontechnical audience. This paper … challenges in credit risk analysis. FinTech credit has the potential to enhance financial inclusion and outperform traditional …

). We use detailed individual-level survey data, combined with key country-level indicators of bank competition and …, and bank loans). We find that more competition tends to increase the probability of access to these financial products. On …In this paper we study how competition and financial soundness affect financial inclusion in Sub-Saharan Africa (SSA …

This paper analyzes the potential for fintech to facilitate cheaper and more efficient remittances, and to enhance … alliances between traditional and fintech operators, digital remittances can further reduce transaction costs and reach those … remote, low-income households in a timely and secure manner. A meaningful expansion of fintech remittances necessitates an …

financial inclusion. There is no clear evidence that fintech developments have supported greater financial inclusion in LAC … fintech. However, fintech development seems to have accelerated in the wake of the COVID-19 pandemic and with the support of …

compromising the security of mobile banking, e-commerce, fintech, digital currencies, and Internet information exchange. While the …

Technology Department, this paper examines fintech and the related area of cybersecurity from the perspective of central bank … examples of central bank risks related to fintech and cybersecurity. The paper highlights that fintech- and cybersecurity …