empirical analysis, we build a parsimonious model of bank screening and lending that predicts that IT in banking can spur …This paper analyzes the importance of information technology (IT) in banking for entrepreneurship. To guide our … model's implications, IT in banking increases startup activity without diminishing startup quality and it also weakens the …

The paper analyzes the effects of informational asymmetries on the market structure of the banking industry in a multi … entry for new banks. The paper shows that, in contrast with traditional models of horizontal differentiation, the steady …