In this paper, I conduct an international comparison of the financial health of households using data on household … greater financial health of Japanese households is due more to culture or to government policies, institutions, and other non …

We use micro data on young married households from the Japanese Panel Survey of Consumers in order to analyze the … importance of borrowing constraints in Japan. We find (1) that 8 to 15 percent of young married Japanese households are borrowing … and for the subsample of unconstrained households. These results suggest that the life cycle/permanent income hypothesis …

In this paper, we attempt to shed light on whether Japanese households are rational or if their behavior is influenced …

In this paper, we analyze the borrowing behavior of Japanese households in comparison to the other Group of Seven (G7 …) countries and also broken down by the age group of the household head. We find that pre-retirement households (households with a … satisfactory. However, we also find that households with a head in the 30-39 age group have shown a sharp increase in debt holdings …

the age structure of the population on the saving rate, the saving behavior of retired households, saving motives, the …

In this paper, we analyze the saving motives of European households using micro-data from the Household Finance and … most important saving motive of European households when the proportion of households saving for each motive is used as the … criterion to rank them but that the retirement motive is the most important saving motive of European households if the …