The focus on employer-provided health insurance in the United States may restrict business creation. We address the … business creation for those without spousal coverage than for those with spousal coverage. We also take a new approach in the … literature to examine the question of whether employer-based health insurance discourages business creation by exploiting the …

labor market discrimination. We do find a short-run effect on business ownership for those unemployed at baseline, but this … effects on business sales, earnings, or employees …

The "Great Recession" resulted in many business closings and foreclosures, but what effect did it have on business … formation? On the one hand, recessions decrease potential business income and wealth, but on the other hand they restrict … effects on business creation, but these effects are noticeably smaller. Additional regression estimates indicate that …