The cost of efforts to expand health insurance coverage to the currently uninsured increases when people who would otherwise purchase private insurance obtain subsidized public coverage. Legislators are increasingly interested in mechanisms that target insurance benefits to those who need them...

Since 2012 the Congressional Budget Office has included an estimate of the market value of government-provided health insurance coverage in its measures of household income. We follow this practice for both public and private health insurance to capture the impact of greater access to...

Using premium subsidies for private coverage, an individual mandate, and Medicaid expansion, the Affordable Care Act (ACA) has increased insurance coverage. We provide the first comprehensive assessment of these provisions' effects, using the 2012-2015 American Community Survey and a...

The Affordable Care Act (ACA) aimed to achieve nearly universal health insurance coverage in the United States through a combination of insurance market reforms, mandates, subsidies, health insurance exchanges, and Medicaid expansions, most of which took effect in 2014. This paper estimates the...

Many industries, including health insurance, are characterized by a handful of large firms competing against each other in multiple markets. Such overlap across markets, defined as multimarket contact (MMC), may facilitate tacit collusion and thus reduce the intensity of competition. We examine...

This paper presents the first national estimates of the effects of the SCHIP expansions on insurance coverage. Using CPS data on insurance coverage during the years 1996 through 2000, we estimate two-stage least squares regressions of insurance coverage. We find that SCHIP had a small, but...

We investigate the presence of moral hazard and advantageous or adverse selection in a market for supplementary health insurance. For this we specify and estimate dynamic models for health insurance decisions and health care utilization. Estimates of the health care utilization models indicate...

Mitte Juli haben sich die Regierungsparteien auf „Eckpunkte zu einer Gesundheitsreform 2006“ geeinigt. Eine Reform der Einnahmenseite hatten die Koalitionsparteien bereits im Koalitionsvertrag für das Jahr 2006 beschlossen. Wie ist der vereinbarte Kompromiss ökonomisch zu bewerten?

Derzeit ist Deutschland europaweit das einzige Land mit einem Nebeneinander von zwei Systemen der Kranken-Vollversicherung. Die demographische Entwicklung verbunden mit einer fragwürdigen Akquisitionsstrategie, die Finanzkrise sowie die Einführung der Versicherungspfl icht hatten vor allem die...