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This paper investigates whether self-employed households use consumer loans – in particular instalment loans and overdrafts – to finance business activities. Controlling for financial and non-financial household variables we show that self-employed households particularly use personal...
Persistent link: https://www.econbiz.de/10013118523
than 10 employees; usually constituting the majority of firms in industrialized economies. Using the German KfW SME panel …
Persistent link: https://www.econbiz.de/10012999002
The existential threat to small businesses, based on their crucial role in the economy, is behind the plethora of scholarly studies in 2020, the first year of the COVID-19 pandemic. Examining the 14 contributions of the special issue on the "Economic Effects of the COVID-19 Pandemic on...
Persistent link: https://www.econbiz.de/10014087665
into self-employment and survival of self-employed persons in Germany. The empirical analysis reveals that among the …
Persistent link: https://www.econbiz.de/10013128222
Experimental evidence reveals that there is a strong willingness to trust and to act in both positively and negatively reciprocal ways. So far it is rarely analyzed whether these variables of social cognition influence everyday decision making behavior. We focus on entrepreneurs who are...
Persistent link: https://www.econbiz.de/10013134986
services exists. The present pilot study explores customer preferences for microlending products in Germany. Among the …
Persistent link: https://www.econbiz.de/10013158049
basis of pseudo-panel data for Germany in the period 1996-2002. The estimation method accounts for cohort fixed effects and …
Persistent link: https://www.econbiz.de/10012777826
Germany, the top marginal income tax rates were reduced exclusively for entrepreneurs in 1994 and 1999-2000. These tax reforms …
Persistent link: https://www.econbiz.de/10012778434
(BAfoeG) in Germany. We evaluate the effectiveness of a recent reform of student aid that substantially increased the amount …
Persistent link: https://www.econbiz.de/10012778539
effects of these hypothetical reforms are analysed on the basis a detailed micro-simulation model for Germany which includes a …
Persistent link: https://www.econbiz.de/10012779051