Narrow search
Showing 1 - 10 of 641
Cover Image
Do Mandatory Pensions Decrease Household Savings? Evidence for the Netherlands
Euwals, Rob - 2004
income. The goal of this paper is to test for the effect of mandatory pensions on discretionary household savings. The data … pensions have a significant negative impact on savings motives with respect to old age. Concerning the effect on household … are drawn from the CentER Savings Survey, which consists of a representative and a highest-income-decile sample of Dutch …
Persistent link: https://www.econbiz.de/10012786283
Cover Image
Gender and the Effect of Working Hours on Firm-Sponsored Training
Picchio, Matteo - 2015
Using employees' longitudinal data, we study the effect of working hours on the propensity of firms to sponsor training of their employees. We show that, whereas male part-time workers are less likely to receive training than male full-timers, part-time working women are as likely to receive...
Persistent link: https://www.econbiz.de/10013012040
Cover Image
Risk and Saving in Two-Person Households : More Scope for Precautionary Saving
Apps, Patricia F. - 2012
The existing literature suggests that when the saving decision of two-earner households under risk is analysed, standard results on the existence of precautionary saving no longer apply: precautionary saving is obtained if and only if very stringent conditions hold. This paper shows that when...
Persistent link: https://www.econbiz.de/10013099761
Cover Image
Predicting Retirement Savings Using Survey Measures of Exponential-Growth Bias and Present Bias
Goda, Gopi Shah - 2018
In a nationally-representative sample, we predict retirement savings using survey-based elicitations of exponential … present over the future, are highly significant and economically meaningful predictors of retirement savings. These … calculations suggest that eliminating EGB and PB would increase retirement savings by approximately 12 percent …
Persistent link: https://www.econbiz.de/10012911197
Cover Image
Gender, Financial Literacy and Pension Savings
Preston, Alison; Wright, Robert - 2022
relationship between the gender gap in financial literacy and the gender gap in pension savings amongst non-retired adults aged 18 … where the focus is on pension savings and a more structural specification where the focus is on the "pension return" (the … ratio of pension savings to cumulative earnings). Oaxaca-Blinder decomposition analysis suggests that around 8.5 per cent of …
Persistent link: https://www.econbiz.de/10013406439
Cover Image
Why are Saving Rates so High in China?
Yang, Dennis Tao - 2011
In this paper, we define "The Chinese Saving Puzzle" as the persistently high national saving rate at 34-53 percent of gross domestic product (GDP) in the past three decades and a surge in the saving rate by 11 percentage points from 2000-2008. Using data from the Flow of Funds Accounts (FFA)...
Persistent link: https://www.econbiz.de/10013130462
Cover Image
Income Uncertainty and Household Savings in China
Chamon, Marcos - 2010
a buffer-stock savings model and show that rising income uncertainty and pension reforms lead younger and older … household savings rate and the U-shaped age-profile of savings …
Persistent link: https://www.econbiz.de/10013135632
Cover Image
Framing Effects in an Employee Savings Scheme : A Non-Parametric Analysis
Kooreman, Peter - 2013
propensities to save differ across income components. Our analysis reveals a large degree of heterogeneity in savings behavior …
Persistent link: https://www.econbiz.de/10013087430
Cover Image
Income Inequality and Saving
Alvarez-Cuadrado, Francisco - 2013
Over the last three decades, average income for the bottom half of the US distribution increased by 8% while their average saving rate decreased by eight percentage points. Over the same period the US experienced a substantial increase in inequality and a continuous decrease in the aggregate...
Persistent link: https://www.econbiz.de/10013088975
Cover Image
Can Subjective Mortality Expectations and Stated Preferences Explain Varying Consumption and Saving Behaviors Among the Elderly?
Salm, Martin - 2010
This study investigates how subjective mortality expectations and heterogeneity in time and risk preferences affect the consumption and saving behavior of the elderly. Previous studies find that the large wealth disparities observed among the elderly cannot be explained by differences in...
Persistent link: https://www.econbiz.de/10012760509