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Adverse Selection in the Group Life Insurance Market
Harris, Timothy F.; Yelowitz, Aaron; Talbert, Jeffery; … - 2022
The employer-sponsored life insurance (ESLI) market is particularly susceptible to adverse selection due to community-rated premiums, guaranteed issue coverage, and the existence of a well-functioning individual market as a substitute. Using administrative payroll and healthcare claims data from...
Persistent link: https://www.econbiz.de/10013406459
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Life Expectancy, Schooling, and Lifetime Labor Supply : Theory and Evidence Revisited
Cervellati, Matteo - 2013
This paper presents a theoretical and empirical analysis of the role of life expectancy for optimal schooling and lifetime labor supply. The results of a simple prototype Ben-Porath model with age-specific survival rates show that an increase in lifetime labor supply is not a necessary, nor a...
Persistent link: https://www.econbiz.de/10013084661
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Life Expectancy and the Environment
Mariani, Fabio - 2009
We present an OLG model in which life expectancy and environmental quality dynamics are jointly determined. Agents may invest in environmental care, depending on how much they expect to live. In turn, environmental conditions affect life expectancy. As a result, our model produces a positive...
Persistent link: https://www.econbiz.de/10013154479
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Life Expectancy and Economic Growth : The Role of the Demographic Transition
Cervellati, Matteo - 2009
the role of the econometric specification. We present a simple theory of the economic and demographic transition where … individuals' education and fertility decisions depend on their life expectancy. The theory predicts that before the demographic …. We provide evidence supporting these predictions using data on exogenous mortality reductions in the context of the …
Persistent link: https://www.econbiz.de/10013159658
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Mortality and the Business Cycle : Evidence from Individual and Aggregated Data
van den Berg, Gerard J. - 2017
There has been much interest recently in the relationship between economic conditions and mortality, with some studies … showing that mortality is pro-cyclical whereas others find the opposite. Some suggest that the aggregation level of analysis … men from 1993 to 2007. Our results show that the association between the business cycle and mortality does not depend on …
Persistent link: https://www.econbiz.de/10012955001
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Socially Optimal Mistakes? Debiasing COVID-19 Mortality Risk Perceptions and Prosocial Behavior
Abel, Martin - 2020
people form COVID-19 mortality risk beliefs and the implications for prosocial behavior. We first document that people …
Persistent link: https://www.econbiz.de/10012826249
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Modelling Heaped Duration Data : An Application to Neonatal Mortality
Arulampalam, Wiji - 2014
paper studies the effects of the program on neonatal mortality using district-level household survey data. We model … mortality using survival analysis, paying special attention to the substantial heaping present in the data. The main objective … estimator and provide a simple procedure to test whether the policy had (uniformly) reduced mortality. While our empirical …
Persistent link: https://www.econbiz.de/10013046240
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Human Capital, Mortality and Fertility : A Unified Theory of the Economic and Demographic Transition
Cervellati, Matteo; Sunde, Uwe - 2021
This paper provides a unified theory of the economic and demographic transition. Individuals make optimal decisions … decisions are affected by different dimensions of mortality and technological progress which change endogenously during the … formation, little longevity, high child mortality, large fertility and a sluggish income and productivity growth to a modern …
Persistent link: https://www.econbiz.de/10013316935
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Fertility, Mortality and Environmental Policy
Lehmijoki, Ulla - 2017
This article examines pollution and environmental mortality in an economy where fertility is endogenous and output is … pollution-induced mortality but also shifts resources to the clean sector. If the dirty sector is more capital intensive, then … expansion of population boosts total pollution, aggravating mortality …
Persistent link: https://www.econbiz.de/10012966043
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Safeguarding Consumers Through Minimum Quality Standards : Milk Inspections and Urban Mortality, 1880-1910
Anderson, D. Mark; Charles, Kerwin Kofi; McKelligott, … - 2022
-level data for the period 1880-1910, we find that milk inspections reduced mortality from waterborne and foodborne diseases by 8 …
Persistent link: https://www.econbiz.de/10014083688