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Unemployment Insurance Savings Accounts in Latin America : Overview and Assessment
Ferrer, Ana M. - 2011
turned to Unemployment Insurance Savings Accounts (UISAs) as an alternative to traditional systems of unemployment insurance …. UISAs are schemes of individual mandatory savings. Therefore, they smooth income over an individual's life cycle rather than …
Persistent link: https://www.econbiz.de/10013128212
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Financial Development and the Distribution of Income in Latin America and the Caribbean
Canavire-Bacarreza, Gustavo J.; Rioja, Felix K. - 2021
One of the central concerns in Latin America and the Caribbean (LAC) has been the reduction of poverty and inequality so prevalent in the continent. Using large world samples, the literature has found that financial development increases economic growth, increases the income of the poor, and...
Persistent link: https://www.econbiz.de/10013324873
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When Death Was Postponed : The Effect of HIV Medication on Work, Savings, and Marriage
Ejrnæs, Mette; García-Miralles, Esteban; Gørtz, Mette; … - 2023
Longer life expectancy can affect individuals' incentives to work, save, and marry, net of any changes in their underlying health. We test this hypothesis by using the sudden arrival of a new treatment in 1995 that dramatically increased life expectancy for HIV-infected individuals. We compare...
Persistent link: https://www.econbiz.de/10014347701
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Can Subjective Mortality Expectations and Stated Preferences Explain Varying Consumption and Saving Behaviors Among the Elderly?
Salm, Martin - 2010
This study investigates how subjective mortality expectations and heterogeneity in time and risk preferences affect the consumption and saving behavior of the elderly. Previous studies find that the large wealth disparities observed among the elderly cannot be explained by differences in...
Persistent link: https://www.econbiz.de/10012760509
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The Impact of Education on the Subjective Discount Rate in Ugandan Villages
Bauer, Michal - 2009
Heterogeneity in time discounting may reinforce the existing barriers to save and invest faced by rural populations in developing countries. We elicit a subjective discount rate for a varied sample of Ugandan villagers. In accordance with other studies, we have found the discount rate to...
Persistent link: https://www.econbiz.de/10012764244
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Improving Access to Savings Through Mobile Money : Experimental Evidence from African Smallholder Farmers
Batista, Catia - 2019
access to formal savings. This is the first study to use a randomized controlled trial to evaluate the impact of using mobile … friends.We work with two cross-randomized interventions. The first treatment gave access to a remunerated mobile savings … primary farmer counterparts. We find that the remunerated mobile savings account raised mobile savings, but only while …
Persistent link: https://www.econbiz.de/10012857838
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The Effect of Increasing the Early Retirement Age on Savings Behavior Before Retirement
Etgeton, Stefan - 2019
age for women born after 1951 in Germany, we show evidence of a reduction in private savings rate and an increase in …
Persistent link: https://www.econbiz.de/10012859308
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Does a Day Lost Equal Dollars Saved? The Effects of Four-Day School Weeks on School District Expenditures
Thompson, Paul - 2019
While cost savings is the primary motivation for the switch to four-day school weeks in many school districts, do these …
Persistent link: https://www.econbiz.de/10012860508
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Life Cycle Saving and Dissaving Revisited Across Three-Tiered Income Groups : Starting Hypotheses, Refinement Through Literature Review, and Ideas for Empirical Testing
Holzmann, Robert - 2019
The lifecycle approach is the workhorse to model saving decisions of individuals. It conjectures individuals preferring a constant consumption stream across their lifecycle saving till retirement and dis-saving thereafter. The reality is often at odd with this assumption giving rise to our...
Persistent link: https://www.econbiz.de/10012861295
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Did the ACA Medicaid Expansion Save Lives?
Borgschulte, Mark - 2019
We estimate the effect of the Affordable Care Act Medicaid expansion on county-level mortality in the first four years following expansion. We find a reduction in all-cause mortality in ages 20 to 64 equaling 11.36 deaths per 100,000 individuals, a 3.6 percent decrease. This estimate is largely...
Persistent link: https://www.econbiz.de/10012863804