due to the limited pledgeability of human capital. We show analytically that, consistent with the life insurance data, in … account for the life-cycle variation of life-insurance holdings, financial wealth, earnings, and consumption inequality … insurance …

with family related shocks. Therefore, this paper presents evidence on the determinants of insurance participation using …, we employ multivariate probit regressions to analyse factors affecting the participation in different types of insurance … micro health insurance schemes under study. There is strong evidence that microinsurance has not yet succeeded in …

The profitability of life insurance offerings is contingent on accurate projections and pricing of mortality risk. The … insurance companies changed pricing and offerings in response to COVID-19 using monthly data on term life insurance policies … evidence that life insurance companies increased premiums or decreased policy offerings due to COVID-19 …

The employer-sponsored life insurance (ESLI) market is particularly susceptible to adverse selection due to community …

We characterize how public insurance schemes are constrained by hidden financial transactions. When non …-exclusive private insurance entails increasing unit transaction costs, public transfers are only partly offset by hidden private … of insurance on unobservable effort and saving choices as well as the relative cost of public and private insurance …

This high-stakes experiment investigates the effect on buyers of mandatory disclosures concerning an insurance policy … trusting plays an important role. Trust is clearly associated with greater willingness to pay for insurance. Unlike in previous … of breach is negligible. However, as for much B2C insurance marketing, face-to-face selling plays a crucial role in our …