are most relevant when explaining individuals' decision to get a mortgage, but those regarding credit information matter …

with unlimited liability. We used administrative data on outstanding bank credit based on all Dutch sole-proprietorships in … less severely than renting entrepreneurs. Home ownership improved access to credit at the extensive and intensive margin …

Household credit, especially for mortgages, has doubled over the past years in the new European Union member countries … tenure status in the newer member countries as well. Finally, there is no evidence that access to mortgage credit is based on …

This paper proposes a theoretical framework to analyze the impacts of credit and technology shocks on business cycle … financial institutions in the transmission of credit and technology shocks to the real economy. A positive credit shock, defined … between loan and deposit rates. The effects of the credit shock tend to be highly persistent even without price rigidities and …

sector; the impacts of access to credit and other financial services; the impacts of business training; barriers to hiring …

them to raise their prices, increase their utilization of credit, and reduce their employment. However, when policy rates …

's constrained credit status changes with the improvement of its efficiency. The results further reveal that financially constrained …