We study the factors that predict medical malpractice ("med mal") insurance premia, using national data from Medical … across states at a given time and within states across time. Our results suggest that insurance companies do not fully adjust …

This high-stakes experiment investigates the effect on buyers of mandatory disclosures concerning an insurance policy … trusting plays an important role. Trust is clearly associated with greater willingness to pay for insurance. Unlike in previous … of breach is negligible. However, as for much B2C insurance marketing, face-to-face selling plays a crucial role in our …

We present robust evidence on the presence of adverse selection in hospitalization insurance for low-income households …. Bundling insurance policies at the household or higher levels almost eliminates adverse selection, thus mitigating its welfare … consequences and creating the possibility for sustainable insurance supply …

. We examine the effect of this unisex mandate on risk segmentation in the German health insurance market. While gender … used to be a pricing factor in Germany's private health insurance (PHI) sector, it was never used as a pricing factor in … the social health insurance (SHI) sector. The unisex mandate makes PHI relatively more attractive for women and less …

We document a large and persistent anomaly in the UK car insurance market over the period 2012-13: insurance companies … charged a higher premium for third-party (liability) insurance than comprehensive insurance (which includes third … that consumers are too confused or too poorly informed to arbitrage and that sellers of car insurance do not implement the …

private insurance markets offer full coverage at fair rates, social insurance is desirable if and only if risk and … examine the role of uniform and nonuniform social insurance to supplement a general income tax when neither public nor private … (1971) equilibrium emerges in the private insurance market and low-wage/low-risk individuals are not fully insured. We show …

The employer-sponsored life insurance (ESLI) market is particularly susceptible to adverse selection due to community …

attainment and wages. Drawing on a rich, nationally representative longitudinal sample of young children in Ireland, we present …

explore the prevalence of atypical work in Ireland which provides a fascinating case-study. Ireland experienced a dramatic …

(TILDA). This is a nationally representative sample of individuals aged 50 and over and living in Ireland.To deal with …