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Disclosure, Trust and Persuasion in Insurance Markets
de Meza, David - 2010
This high-stakes experiment investigates the effect on buyers of mandatory disclosures concerning an insurance policy's value for money (the claims ratio) and the seller's commission. These information disclosures have virtually no effect despite most buyers claiming to value such information....
Persistent link: https://www.econbiz.de/10013139875
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Social Insurance with Competitive Insurance Markets and Risk Misperception
Cremer, Helmuth - 2016
This paper considers an economy where individuals differ in productivity and in risk. Rochet (1991) has shown that when private insurance markets offer full coverage at fair rates, social insurance is desirable if and only if risk and productivity are negatively correlated. This condition is...
Persistent link: https://www.econbiz.de/10013001310
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Adverse Selection in the Group Life Insurance Market
Harris, Timothy F.; Yelowitz, Aaron; Talbert, Jeffery; … - 2022
The employer-sponsored life insurance (ESLI) market is particularly susceptible to adverse selection due to community-rated premiums, guaranteed issue coverage, and the existence of a well-functioning individual market as a substitute. Using administrative payroll and healthcare claims data from...
Persistent link: https://www.econbiz.de/10013406459
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Immigrants and Welfare Receipt in Ireland
Barrett, Alan - 2011
Since 2004, Ireland has included in its system of social welfare payments criteria for receipt which limit the extent …
Persistent link: https://www.econbiz.de/10013129905
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Impatience and Uncertainty : Experimental Decisions Predict Adolescents' Field Behavior
Sutter, Matthias - 2011
We study risk attitudes, ambiguity attitudes, and time preferences of 661 children and adolescents, aged ten to eighteen years, in an incentivized experiment. We relate experimental choices to field behavior. Experimental measures of impatience are found to be significant predictors of health...
Persistent link: https://www.econbiz.de/10013131926
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The Effects of Childhood Health on Adult Health and SES in China
Smith, James P. - 2010
In this paper, we model the consequences of childhood health on adult health and socio-economic status outcomes in China using a new sample of middle aged and older Chinese respondents. Modeled after the American Health and Retirement Survey (HRS), the CHARLS Pilot survey respondents are...
Persistent link: https://www.econbiz.de/10013135829
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Tax-Benefit Revealed Redistributive Preferences Over Time : Ireland 1987-2005
Bargain, Olivier - 2010
shows marked differences reflecting the narrow political spectrum in Ireland compared to radical changes in British politics …
Persistent link: https://www.econbiz.de/10013137249
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The Impact of Ireland's Recession on the Labour Market Outcomes of its Immigrants
Barrett, Alan - 2010
In the mid 2000s Ireland experienced a large inflow of immigrants, partly in response to strong economic growth but … 2004 and 2007, the proportion of non-nationals living in Ireland almost doubled, increasing from 7.7 to 13.1 percent …. Between 2008 and 2009, Ireland experienced one of the most acute downturns in economic activity in the industrialised world …
Persistent link: https://www.econbiz.de/10013137549
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Surviving the Crisis : Foreign Multinationals vs Domestic Firms in Ireland
Godart, Olivier - 2011
Starting from the observation that all firms in Ireland (foreign and domestic in manufacturing and services industries …
Persistent link: https://www.econbiz.de/10013121748
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Retirement Choice Simulation in Household Settings with Heterogeneous Pension Plans
Li, Jinjing - 2011
simulated from Living in Ireland survey. Our model takes the advantages of the dataset and models retirement decisions in terms … of monetary and leisure incentives, which reflect the complex welfare system in Ireland. The household extension version … household retirement behaviour in Ireland …
Persistent link: https://www.econbiz.de/10013121765